By using this site, you agree to the following terms and conditions of use (“Terms”) and to be bound by them without limitation or qualification. Capitor reserves the right to change, modify, add or remove portions of these Terms at anytime. You are bound by any such changes and should therefore periodically visit this page to view the then current Terms by which you are bound. Your continued use of this site constitutes agreement to all such changes. Nothing contained in this site constitutes investment, accounting, tax or legal advice or a recommendation to buy, or sell any security or other investment, management product or service or pursue any investment strategy. If you do not agree to these Terms, do not access this site.

Information Only – No Advice: Capitor makes no warranties or representations as to the completeness, accuracy, timeliness or validity of this site. This site has been prepared solely for the purpose of providing information about Capitor and the products and services it offers. The information contained herein was obtained from sources believed to be reliable. Although Capitor uses reasonable efforts to include accurate and up to date information on this site, errors and omissions sometimes occur and this information may be incomplete, inaccurate and out of date. Capitor makes no commitment and disclaims any duty to update or correct any information at this site. Capitor is not liable for any action you may take or decision you may make in reliance on any information on this site. Such actions and decisions are your sole responsibility. Access to this site or transmission of information from this site does not create and receipt of such information does not constitute an agency or client relationship.

Although the site may include investment-related information, nothing on the site is a recommendation that you purchase, sell, subscribe or hold, or a solicitation of a purchase or sale of any security, futures, options, other financial instruments or other investment, that you pursue any investment style or strategy or buy any other product or service. Capitor does not give any advice or make any representations through this site as to whether any security, investment, strategy, product or service is suitable to you or will be profitable. The information at this site does not take into consideration your specific investment objectives, financial situation or particular needs, or of any other particular person. Nothing on the site is intended to be, and you should not consider anything on the site to be, investment, accounting, tax or legal advice. If you would like investment, accounting, tax or legal advice, you should consult with your own financial advisors, accountants or attorneys regarding your individual circumstances and needs.

Jurisdictional Issues: This site is not directed to, or intended for distribution to or use by, any person or entity that is a citizen or resident of, or located in, any locality, state, country or other jurisdiction where such distribution, publication, availability or use would be contrary to law or regulation or which would subject Capitor to any registration or other requirement within such jurisdiction or country. Unless otherwise specified, the materials in or accessible through this site are directed at residents of the Bahamas and South Africa. Capitor makes no representation that materials in or accessible through this site are appropriate or available for use in other locations or that access to them where their content is located is not illegal or prohibited. Those who choose to access this site from other locations do so on their own initiatives and are responsible for establishing the legality, usability and correctness of any information or materials under any or all jurisdictions and the compliance of that information or materials with local laws, if and to the extent local laws are applicable. Capitor reserves the right to limit access to this site to any person, geographic region or jurisdiction.

Choice of Law and Consent to Jurisdiction: These terms and your use of this site shall be governed by Bahamian and South African law without regard to its conflicts of laws principles. Any legal action or proceeding related to this site shall be brought exclusively in a court of competent jurisdiction sitting in Nassau, Bahamas or Cape Town, South Africa.

If any provision of these Terms shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions. The Terms constitutes the entire agreement between Capitor and you with respect to this site and it supersedes all prior or contemporaneous communications, agreements and understandings between Capitor and you with respect to the subject matter thereof.